It can get cold in the life of a playwright. In the life of a playwright you might even live in New York, where it gets pretty cold. You might even lose a couple coats in the life of a playwright, perhaps by leaving one at your inlaws and not managing to go back into the sticks to get it, or perhaps by having one stolen at a bar when you were out drinking like the miserable playwright you are.
And there you are in New York, where coats are expensive. Unless you happen on a mega sale with an added 20% off and buy a coat. Then you could be happy like me.